Established in 1972, Tim Smith Associates has had decades of experience in taking care of client’s financial and mortgage needs.

Our approach to financial planning is designed to simplify what, to many, can seem complicated. We are happy to arrange an initial meeting, at no obligation on your part, to find if there are any gaps in your financial plans. If you are happy to move to the next stage, we will then discuss what entails and how we are remunerated for what we do.

In short, our function is to help create financial security, for you and those around you, by designing plans which deliver a solution at the time you need it the most. Our approach to mortgages is designed to find you the right mortgage to suit your objective, whether you are buying or building a new home, or whether you are re-mortgaging a property, or considering buying an investment property to let. Buy to let mortgages are not regulated by the Financial Conduct Authority. We are happy to arrange an initial meeting, at no cost or obligation on your part, to find out if we can find a mortgage best suited for your needs, and help you through the process. If you are happy with our offer to help, we will discuss what this entails and how we are remunerated.


Tim Smith Associates is part of The Openwork Partnership

The Openwork Partnership is one of UK’s largest and longest-established financial advice and investment companies.

Through many changes and challenges we have been a constant presence for over 45 years. We have served over two generations of clients and together seen a lot of change.

Every firm is individual and distinct, yet we share values and standards with each other – for the benefit of our clients. As a Partnership we work together to:

  • Make sure we work to the highest standards of compliance and regulation.
  • Fully research the financial products available and work with product providers to secure the best solutions for our clients.
  • Access correct training and professional development.
  • Sustain quality standards in the advice we give our clients.

We are proud of the personal difference we can make helping our clients and their families look forward to a better future with confidence and optimism. If it matters to our clients, it’s a matter of personal importance to us.

We’re ready to talk when you are

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