Tim Smith Associates is not a business in its own right, it is a trading name of T.P. Smith and Associates LLP which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Caring for your financial needs since 1972

We have decades of experience in looking after clients’ Retirement, Protection, Investment, and Mortgage needs. What may seem complicated can be simplified.

There is a prospect of everyone facing one or more of three major probabilities during their lifetime:

  • Living too long
  • Dying too soon
  • Getting too sick

All three events can have a serious impact on the individual, the family, and any business they might run.

Additionally, you might have:

  • Capital to invest
  • A need to borrow some

The job of your advisers can be summed up as:

Identifying potential problems, recommending suitable and affordable solutions to protect the individual, the family, and maybe a business, so that they can deliver one of the largest cheques an individual will receive, at a time it is needed the most.

When and how we can help you

Living too long

Living too long

dying too soon

Dying too soon

sickness

Becoming too sick

capital to invest

Capital investment

property purchase

Property purchase

Tim Smith Associates

Business Assurance

We are happy to arrange an initial meeting, at our expense, to identify any gaps in your financial plans. If we agree to move on to the next stage, we will discuss what is involved and how we get paid.