Welcome to Tim Smith Associates

Tim Smith Associates has had decades of experience in taking care of clients’ mortgage, retirement, investment, and protection needs

Our approach to financial planning is designed to simplify what, to many, can seem complicated.

We are happy to arrange an initial meeting, at no cost or obligation on your part, to find if there are gaps in your financial plans.

If you are happy to move to the next stage, we will then discuss what this entails and how we are remunerated for what we do.

In short, our function is to help create financial security, for you and those around you, by designing plans which deliver a solution at the time you need it the most.

Explore our Financial Services



Have you considered which mortgage option is best for you?


retirement planning

When do you want to retire and how much income will you need?


Investment & Finance

Are you making the best use of any spare capital or surplus income?


retirement planning

How much would your family need to maintain their current lifestyle?

We’re ready to talk when you are

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